418 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 418 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,283 sqft · built 2014
Lot Size	0.264 acres (11,476 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Dec 2016)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Feb 2022 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0140`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0140`
Alternative APNs	`17-119-23080-000-0140` `1028281`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,283 sqft Living Area
Gross Area	3,957 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,476 sqft (0.264 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished Screened Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 14 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2961-3826 OR 3029-537 OR 3237-4083
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	1
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

418 Windchime Way is owned by a company that acquired it in December 2021 and is owner-occupied.

Source: Walton County records, as of December 3, 2025

Owner of Record	Company Name on File
Mailing Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jun 7, 2017	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2016 · Amount on File
Deed Sale	Dec 22, 2016 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	201641434
Deed Book / Page	3029 / 537
Last Transfer Date	Dec 21, 2021
Transfer Doc	0032374083
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 8, 2022
Property Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0032374083
Book / Page	3237 / 4083
Map Reference	MB 17 PG 60
Instrument Date	Dec 21, 2021
Instrument	20220005850
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290

Mortgage

Document Number	0031673421
Date	Nov 4, 2020
Book Page	3167/3421
Instrument	20200044904

Lender

Name	TRIDENT HOME LOANS
Type	Mortgage Company
Address	PENSACOLA, FL 32501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031300831
Date	Jan 14, 2020
Book Page	3130/0831
Instrument	20200001449

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	418 WINDCHIME WAY, FREEPORT, FL 32439-2290
Document Number	0030440639
Book / Page	003044 / 000639
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 WINDCHIME WAY FREEPORT FL 324392290, FREEPORT, FL 32439-2290

Mortgage

Document Number	0030440639
Date	Jun 15, 2017
Book Page	003044/000639
Instrument	19553

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 418 Windchime Way was $3,649 with exemptions applied, down 1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (-1%) Homeowner's exemption Veteran's exemption	$332,236	$535,243 Land $52,815 Building $482,428
2024	$3,686.00 (+3.74%)
2023	$3,553.00 (+5.43%) Homeowner's exemption	$527,532 (+10.66%) Land $40,535 Building $486,997	$527,532 (+10.66%) Land $40,535 Building $486,997
2022	$3,370.00 Homeowner's exemption	$476,720 Land $44,994 Building $431,726	$476,720 Land $44,994 Building $431,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Windchime Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Windchime Way is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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