318 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 318 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,283 sqft · built 2013
Lot Size	0.23 acres (10,023 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Mar 2020)
Tax Bill	$7,024 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0510`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0510`
Alternative APN	`1028318`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,283 sqft Living Area
Gross Area	5,067 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,023 sqft (0.23 acres)
Garage Type	Finished
Garage Area	532 sqft
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028318
Street Address	318 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 51 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2955-2374 OR 3138-1051
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	WHISPERS AT HAMMOCK BAY
Legal Lot Number	51
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

318 Windchime Way is owned and occupied by two individuals who bought it in March 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	318 WINDCHIME WAY, FREEPORT, FL 32439-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG
Mar 20, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Jul 23, 2014 · Amount on File
Deed Document Number	20200011321
Deed Book / Page	3138 / 1051
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2020
Property Address	318 WINDCHIME WAY, FREEPORT, FL 32439-3201
Document Number	0031381051
Book / Page	003138 / 001051
Instrument Date	Mar 26, 2020
Instrument	11321
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 WINDCHIME WAY FREEPORT FL 324393201, FREEPORT, FL 32439-3201

Mortgage

Document Number	31381054
Date	Mar 30, 2020
Book Page	003138/001054
Instrument	11322

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	318 WINDCHIME WAY, FREEPORT, FL 32439-3201
Document Number	0030364241
Book / Page	003036 / 004241
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 WINDCHIME WAY FREEPORT FL 324393201, FREEPORT, FL 32439-3201

Mortgage

Document Number	0030364241
Date	Mar 28, 2017
Book Page	003036/004241
Instrument	9407

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$600,339 Land $52,815 Building $547,524	$600,339 Land $52,815 Building $547,524
2024	$7,024.00 (+3.48%)
2023	$6,788.00 (+5.29%) Homeowner's exemption	$599,569 (+11%) Land $40,535 Building $559,034	$599,569 (+11%) Land $40,535 Building $559,034
2022	$6,447.00 Homeowner's exemption	$540,168 Land $44,994 Building $495,174	$540,168 Land $44,994 Building $495,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Windchime Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Windchime Way is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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