3828 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3828 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,931 sqft · built 1996
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Jul 2020)
Tax Bill	$12,991 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-23-02028-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-02028-000`
Alternative APN	`1541521`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,931 sqft Finished Area
1st Floor Area	2,458 sqft
2nd Floor Area	1,473 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	757 sqft
Driveway	Driveway
Driveway Area	850 sqft
Parking Spaces	3 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1541521
Street Address	3828 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:RIVER POINTE SECOND ADDITION SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	RIVER POINTE SECOND ADDITION
Legal Lot Number	2028
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	2020-040786
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055602
Date	Nov 8, 2017
Instrument	2017-055602

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 28, 2020
Property Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952
Document Number	0000040786
Map Reference	FILE 75 SL 180-183
Instrument Date	Jul 27, 2020
Instrument	2020-040786
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952

Mortgage

Document Number	0000040787
Date	Jul 28, 2020
Instrument	2020-040787

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 8, 2017
Property Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952
Document Number	0000055610
Map Reference	FILE75 SL180-183
Instrument Date	Nov 7, 2017
Instrument	2017-055610
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 MIRROR POND WAY, EUGENE, OR 97408-5952

Mortgage

Document Number	0000055611
Date	Nov 8, 2017
Instrument	2017-055611

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,991.00 (+3.9%)	$666,785 (+6.09%)	$1,007,055 (-1.15%) Land $399,812 Building $607,243
2023	$12,503.00 (+4.03%)	$628,510 (+3%)	$1,018,745 (+6%) Land $280,298 Building $738,447
2022	$12,019.00	$610,204	$961,047 Land $207,357 Building $753,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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