3842 Watco Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 3842 Watco Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,887 sqft · built 1960
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$345,000 (Sep 2008)
Tax Bill	$5,343 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`256-0214-005-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0214-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	11,761 sqft (0.27 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3842 WATCO CT
City	CARMICHAEL
State	CA
Zip	95608-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (NPA)
Legal Description	EDISON ESTATES 01, LOT 34
Legal Subdivision	EDISON ESTATES 01
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	5901

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4542 N PARK DR, SACRAMENTO, CA 95821-4304
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FCU
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT PATMAN CONGRESSIONAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2008 · Amount on Record
Deed Sale	Sep 16, 2008 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Book / Page	20080916 / 997
Prior Transfer Date	Oct 24, 2001
Prior Transfer Doc	2001001092
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3842 WATCO CT, CARMICHAEL, CA 95608-2218
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 N PARK DR, SACRAMENTO, CA 95821-4304

Mortgage

Document Number	0000000147
Date	Dec 13, 2021
Instrument	2021121300147

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3842 WATCO CT, CARMICHAEL, CA 95608-2218
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4542 N PARK DR, SACRAMENTO, CA 95821-4304

Mortgage

Document Number	0000000148
Date	Dec 13, 2021
Instrument	2021121300148

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Oct 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,144 (+2%) Land $236,423 Building $216,721
2025	$5,343.00 (+0.96%)	$444,260 (+4.04%) Land $231,788 Building $212,472
2024	$5,292.00 (+2.6%)
2023	$5,158.00 (+0.55%)	$427,011 Land $222,789 Building $204,222
2022	$5,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1997–2000)
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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