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3841 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3841 40th St S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,351 sqft · built 1988
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$437,500 (Sep 2023)
Tax Bill$4,204 (2026)
Deeds & MortgagesSep 2023 Sale
Sep 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN82-44152-0766

Property Details

APN / Parcel Number

Primary APN82-44152-0766

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories4 Stories
Building Area1,351 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Lot Width330 ft Width
Garage Area1,130 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3841 40TH ST S
CitySAINT CLOUD
StateMN
Zip56301-8801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description5.00A W2SE4SE4SW4 OLD # 30.19149.068 SECTION 33 TOWNSHIP 124 RANGE 028 SECTION 33 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section33
Legal SubdivisionMETES AND BOUNDS DESC.
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract401

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Sep 20, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jan 2, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2023 · Amount on Record
Deed SaleSep 13, 2023 · Amount on Record
Prior SaleJan 2, 2020 · Amount on Record
Deed Document Number20231579703
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 20, 2023
Property Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801
Document Number00A1660396
Instrument DateSep 13, 2023
InstrumentA1660396
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 20, 2023
Property Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801
Document Number00A1660396
Instrument DateSep 13, 2023
InstrumentA1660396
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJan 2, 2020
Property Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801
Document Number00A1560309
Instrument DateDec 18, 2019
InstrumentA1560309
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3841 40TH ST S, SAINT CLOUD, MN 56301-8801

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,204.00 (+29.91%)$346,100 (-) Land $60,000 Building $286,100$346,100 (-) Land $60,000 Building $286,100
2025$346,100 (+10.33%) Land $60,000 Building $286,100$346,100 (+10.33%) Land $60,000 Building $286,100
2023$3,236.00$313,700 Land $70,000 Building $243,700$313,700 Land $70,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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