3312 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3312 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,682 sqft · built 1986
Lot Size	6.69 acres (291,416 sqft)
Owner	Company Name on File
Tax Bill	$3,592 (2026)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44157-0600`

Property Details

APN / Parcel Number

Primary APN	`82-44157-0600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	4 Stories
Building Area	1,682 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	291,416 sqft (6.69 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	3312 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 001 BLK 001 ARDELL WILKES SECTION 04 TOWNSHIP 123 RANGE 028 SECTION 04 TOWNSHIP 123 RANGE 028
Legal Range	28W
Legal Township	123
Legal Section	04
Legal Subdivision	ARDELL WILKES
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	401

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3312 40TH ST S, SAINT CLOUD, MN 56301-9340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 28, 2021
Transfer Doc	00A1607515
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 2, 2021
Property Address	3312 40TH ST S, SAINT CLOUD, MN 56301-9340
Document Number	00A1607515
Instrument Date	Jun 28, 2021
Instrument	A1607515
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3312 40TH ST S, SAINT CLOUD, MN 56301-9340

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,592.00 (+29.58%)	$355,100 (-) Land $80,000 Building $275,100	$355,100 (-) Land $80,000 Building $275,100
2025		$355,100 (+11.25%) Land $80,000 Building $275,100	$355,100 (+11.25%) Land $80,000 Building $275,100
2023	$2,772.00	$319,200 Land $80,000 Building $239,200	$319,200 Land $80,000 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Lumen Technologies DSL	80 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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