Stearns County property record for 2552 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1996 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Dec 2024) |
| Tax Bill | $3,352 (2026) |
| Deeds & Mortgages | Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47760-0500 |
| Primary APN | 82-47760-0500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,332 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2552 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 001 BLK 001 KUNKEL ESTATES SECTION 03 TOWNSHIP 123 RANGE 028 SECTION 03 TOWNSHIP 123 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 03 |
| Legal Subdivision | KUNKEL ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 402 |
2552 40th St S is owned and occupied by two individuals who bought it in December 2024.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2552 40TH ST S, SAINT CLOUD, MN 56301-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Prior Sale | Dec 20, 2024 · Amount on File |
| Deed Document Number | 20241684905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 30, 2024 |
| Property Address | 2552 40TH ST S, SAINT CLOUD, MN 56301-9309 |
| Document Number | 00A1684905 |
| Instrument Date | Dec 19, 2024 |
| Instrument | A1684905 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2552 40TH ST S, SAINT CLOUD, MN 56301-9309 |
The 2026 property tax bill for 2552 40th St S was $3,352 with a homeowner's exemption, up 18.7% from the year before.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,352.00 (+18.7%) | ||
| 2025 | $2,824.00 Homeowner's exemption | $335,100 Land $80,000 Building $255,100 | $335,100 Land $80,000 Building $255,100 |
| 2023 | $2,690.00 | $306,700 Land $80,000 Building $226,700 | $306,700 Land $80,000 Building $226,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2552 40th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2552 40th St S is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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