3835 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3835 40th St S, Saint Cloud, MN 56301 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1971
Square Footage	1,866 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Tax Bill	$4,362.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`82-44152-0764`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,866 sqft Living Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Exterior
Roof Material	Asphalt Roof
Lot Area	217,800 sqft (5 acres)
Lot Width	330 ft Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	3835 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-8801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5.00A E2SE4SE4SW4 OLD # 30.19149.066 SECTION 33 TOWNSHIP 124 RANGE 028 SECTION 33 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	33
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2008
Census Tract	401

Owner

Source: Stearns County records · APN 82-44152-0764

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3835 40TH ST S, SAINT CLOUD, MN 56301-8801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 08, 2025
Property Address	3835 40TH ST S, SAINT CLOUD, MN 56301-8801
Document Number	00A1701144
Instrument Date	Sep 25, 2025
Instrument	A1701144
Transaction Type	Foreclosure
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3835 40TH ST S, SAINT CLOUD, MN 56301-8801

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (+18.79%)	$357,600 (-) Land $60,000 Building $297,600	$357,600 (-) Land $60,000 Building $297,600
2025	$3,672.00 (+4.02%) Homeowner's exemption	$357,600 (+8.2%) Land $60,000 Building $297,600	$357,600 (+8.2%) Land $60,000 Building $297,600
2023	$3,530.00	$330,500 Land $70,000 Building $260,500	$330,500 Land $70,000 Building $260,500

Flood & Wildfire

3835 40th St S is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 77th in Minnesota
Wildfire Likelihood	Moderate — about 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.