Stearns County property record for 4212 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 1996 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2024) |
| Tax Bill | $116 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-43596-0000 |
| Primary APN | 82-43596-0000 |
|---|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 219,107 sqft (5.03 acres) |
| Cooling System | None |
|---|
| Street Address | 4212 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 5.03 A. E 321' N OF HWY IN NE4NW4 OLD # 29.17681.010 SECTION 04 TOWNSHIP 123 RANGE 028 SECTION 04 TOWNSHIP 123 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 04 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4212 40TH ST S, SAINT CLOUD, MN 56301-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Deed Document Number | 20241664990 |
| Last Transfer Date | Feb 24, 2025 |
| Transfer Doc | 00A1687672 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116.00 (-85.43%) | $74,900 (-) Land $60,000 Building $14,900 | $74,900 (-) Land $60,000 Building $14,900 |
| 2025 | $74,900 (-) Land $60,000 Building $14,900 | $74,900 (-) Land $60,000 Building $14,900 | |
| 2023 | $796.00 | $74,900 Land $60,000 Building $14,900 | $74,900 Land $60,000 Building $14,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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