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384 E Henry St, Unit 112, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 384 E Henry St, Unit 112, Punta Gorda, FL 33950

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,231 sqft · built 2021
Lot Size0.163 acres (7,118 sqft)
OwnerCompany Name on File
Last Sale$78,000 (Jul 2017)
Tax Bill$3,897 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN412307262009

Property Details

APN / Parcel Number

Primary APN412307262009
Alternative APN
  • 10004702394

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,231 sqft Living Area
Gross Area1,569 sqft
1st Floor Area1,231 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area7,118 sqft (0.163 acres)
DrivewayDriveway
Driveway Area1 sqft
PorchRaised Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address384 E HENRY ST, 112
CityPUNTA GORDA
StateFL
Zip33950-6078
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNR-15
Legal DescriptionPUNTA GORDA BLK 138 LT 14 376/981 558/1179 603/516 655/555 3684/2090 4023/1365 E4082/280 4217/1783 4578/1845 E4927/1008
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionPUNTA GORDA
Legal TractPUG
Legal Block138
Legal Lot Number14
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2121
Census Tract10302

Owner

384 E Henry St, Unit 112 is owned by a company that bought it in July 2017.

Source: Charlotte County records, as of April 20, 2026

Owner of RecordCompany Name on File
Mailing Address1500 MUREX DR, NAPLES, FL 34102-5148
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2017 · Amount on File
Deed SaleJul 1, 2017 · Amount on File
Deed Book / Page4217 / 1783
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateSep 15, 2020
Property Address384 E HENRY ST UNIT 112, 112, PUNTA GORDA, FL 33950-6078
Document Number0046310037
Book / Page004631 / 000037
Instrument DateSep 14, 2020
Instrument2851393
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 MUREX DR NAPLES FL 341025148, NAPLES, FL 34102-5148

Mortgage

Document Number46310037
DateSep 15, 2020
Book Page004631/000037
Instrument2851393
Lender
NameCENTENNIAL BK
TypeBank
Address401 TAYLOR ST, PUNTA GORDA, FL 33950-4845
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueSep 14, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 384 E Henry St, Unit 112 was $3,897, up 5.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,897.00 (+5.72%)$250,078 Land $18,700 Building $231,378$250,078 Land $18,700 Building $231,378
2024$3,686.00 (-4.51%)
2023$3,860.00 (+26.43%)$185,966 (-3.58%)$232,445 (+20.51%) Land $22,000 Building $210,445
2022$3,053.00$192,880 Land $13,371 Building $179,509$192,880 Land $13,371 Building $179,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 384 E Henry St, Unit 112 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 384 E Henry St, Unit 112 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink.

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