403 E Henry St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 403 E Henry St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 2018
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$217,800 (Jul 2018)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-23-07-427-001`

Property Details

APN / Parcel Number

Primary APN	`41-23-07-427-001`
Alternative APNs	`0086828-000000-9` `10004702582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	2,031 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004702582
Old Parcel Number	00868280000009
Street Address	403 E HENRY ST
City	PUNTA GORDA
State	FL
Zip	33950-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	LPP 000 000E 0001N LA PUNTA PARK BLK E THE N/ERLY 80 FT OF LT 1 & TH N 80 FT OF W 1/2 LOT 2 126/658 192/415 TD301
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	LA PUNTA PARK
Legal Block	E
Legal Lot Number	1-2 2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2125
Census Tract	10302

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	403 E HENRY ST, PUNTA GORDA, FL 33950-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Jul 31, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TROPICAL FINANCIAL CU
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	2633491
Deed Book / Page	4342 / 1510
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	403 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0043902039
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	BURNT STORE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 KALANCHOE CT HOMOSASSA FL 344466141, HOMOSASSA, FL 34446-6141

Mortgage

Document Number	0043902039
Date	Dec 21, 2018
Book Page	004390/002039
Instrument	2671271

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 31, 2018
Property Address	403 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0043421510
Book / Page	4342 / 1510
Map Reference	MB2 PG4
Instrument Date	Jul 27, 2018
Instrument	2633491
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,524.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 SOUTH DR, 437, PUNTA GORDA, FL 33950-6148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	806 SE 7TH ST APT 401C, 401C, DEERFIELD BEACH, FL 33441-4864

Mortgage

Document Number	0002633492
Date	Jul 31, 2018
Instrument	2633492

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 5, 2017
Property Address	403 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0042601754
Book / Page	004260 / 001754
Instrument Date	Dec 5, 2017
Instrument	2569977
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SOUTH DR PUNTA GORDA FL 339506148, PUNTA GORDA, FL 33950-6148

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 23, 2017
Property Address	403 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0042312102
Book / Page	004231 / 002102
Instrument Date	Aug 18, 2017
Instrument	2547756
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24239 JOLLY ROGER BLVD PUNTA GORDA FL 339551755, PUNTA GORDA, FL 33955-1755

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+4.59%) Homeowner's exemption	$209,583 (+5.99%)	$272,360 (+3.28%) Land $23,240 Building $249,120
2023	$2,678.00 (+3.12%) Homeowner's exemption	$197,744 (+3%)	$263,700 (+6.67%) Land $23,240 Building $240,460
2022	$2,597.00 Homeowner's exemption	$191,984	$247,201 Land $16,932 Building $230,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
ALTIUS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies.

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