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388 E Henry St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 388 E Henry St, Punta Gorda, FL 33950 · Last verified April 2026

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,468 sqft · built 2021
Lot Size0.163 acres (7,118 sqft)
OwnerCompany Name on File
Last Sale$78,000 (Jul 2017)
Tax Bill$4,401 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN412307262010

Property Details

APN / Parcel Number

Primary APN412307262010
Alternative APN
  • 10004702395

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,468 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,468 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area7,118 sqft (0.163 acres)
DrivewayDriveway
Driveway Area560 sqft
PorchRaised Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address388 E HENRY ST
CityPUNTA GORDA
StateFL
Zip33950-6080
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPUNTA GORDA BLK 138 LT 15 376/981 558/1179 603/516 655/555 3684/2090 4023/1365 E4082/280 4217/1783 4578/1845 E4927/1008
Legal Range23E
Legal Township41S
Legal Section07
Legal SubdivisionPUNTA GORDA
Legal TractPUG
Legal Block138
Legal Lot Number15
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2121
Census Tract10302

Owner

Source: Charlotte County records · APN 412307262010

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1500 MUREX DR, NAPLES, FL 34102-5148
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2017 · Amount on Record
Deed SaleJul 01, 2017 · Amount on Record
Deed Book / Page4217 / 1783
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateSep 15, 2020
Property Address388 E HENRY ST, PUNTA GORDA, FL 33950-6080
Document Number0046310037
Book / Page004631 / 000037
Instrument DateSep 14, 2020
Instrument2851393
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 MUREX DR NAPLES FL 341025148, NAPLES, FL 34102-5148

Mortgage

Document Number46310037
DateSep 15, 2020
Book Page004631/000037
Instrument2851393
Lender
NameCENTENNIAL BK
TypeBank
Address401 TAYLOR ST, PUNTA GORDA, FL 33950-4845
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueSep 14, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,401.00 (+5.54%)$298,224 (+47.56%) Land $18,700 Building $279,524$298,224 (+17.62%) Land $18,700 Building $279,524
2024$4,170.00 (-5.14%)
2023$4,396.00 (+28.73%)$202,109 (-9.91%)$253,559 (+13.02%) Land $22,000 Building $231,559
2022$3,415.00$224,350 Land $13,371 Building $210,979$224,350 Land $13,371 Building $210,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 335 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
399 under condo master policies
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
ALTIUS CommunicationsFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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