Charlotte County property record for 331 E Henry St, Punta Gorda, FL 33950 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1983 |
| Lot Size | 0.895 acres (39,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-07-406-003 |
| Primary APN | 41-23-07-406-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,252 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 39,000 sqft (0.895 acres) |
| Lot Dimensions | 130 ft deep x 300 ft wide |
| Garage Type | Finished |
| Garage Area | 376 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 264 sqft |
| Porch | Porch |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004702544 |
|---|---|
| Old Parcel Number | 00868200000007 |
| Street Address | 331 E HENRY ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LPP 000 000D 0005 LA PUNTA PARK BLK D LTS 5 6 7 8 9 & 10 231/221 353/317 384/665 603/2123 729/1375 UNREC DC-RKS |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 07 |
| Legal Subdivision | LA PUNTA PARK |
| Legal Block | D |
| Legal Lot Number | 5 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2120 |
| Census Tract | 10302 |
Source: Charlotte County records · APN 41-23-07-406-003
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 331 E HENRY ST, PUNTA GORDA, FL 33950-6061 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 02, 2025 |
| Transfer Doc | 0003544197 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 331 E HENRY ST, PUNTA GORDA, FL 33950-6061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0044750507 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 4475/0507 |
| Instrument | 2737884 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 331 E HENRY ST, PUNTA GORDA, FL 33950-6061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0046151759 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 4615/1759 |
| Instrument | 2840723 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 (+7.35%) Homeowner's exemption | $94,623 (+5.99%) | $362,618 (+1.48%) Land $106,050 Building $256,568 |
| 2023 | $830.00 (+4.8%) Homeowner's exemption | $89,278 (+3%) | $357,337 (-7.32%) Land $121,200 Building $236,137 |
| 2022 | $792.00 Homeowner's exemption | $86,678 | $385,577 Land $77,265 Building $308,312 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 335 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured 399 under condo master policies |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| ALTIUS Communications | Fixed Wireless (licensed-by-rule) | 100 / 20 |
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