405 E Henry St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 405 E Henry St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 2018
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Sep 2020)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`412307427017`

Property Details

APN / Parcel Number

Primary APN	`412307427017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	298 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Screened Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	405 E HENRY ST
City	PUNTA GORDA
State	FL
Zip	33950-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	LA PUNTA PARK BLK E TH N 80 FT OF THE E 1/2 OF LOT 2 AND TH N 80 FT OF THE W 1/2 LOT 3 126/658 192/415 TD3012/666 TD3466/464 3476/848 3551/440 4089/2098 4231/2102 4260/1754 4385/1245 CD4390/2036 4392/1525 4628/110
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	LA PUNTA PARK
Legal Block	E
Legal Lot Number	2,3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2125
Census Tract	10302

Owner

Source: Charlotte County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Dec 28, 2018	Quit Claim Deed, Transfer BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC
Dec 5, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
Dec 21, 2018	Grant Deed BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Prior Sale	Dec 5, 2018 · Amount on Record
Deed Document Number	20202849250
Deed Book / Page	4628 / 110
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0042601754
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 8, 2020
Property Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0046280110
Book / Page	4628 / 110
Map Reference	MB 2 PG 4
Instrument Date	Aug 31, 2020
Instrument	2849250
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E HENRY ST, 405, PUNTA GORDA, FL 33950-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015

Mortgage

Document Number	0004628112
Date	Sep 8, 2020
Instrument	4628/112

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 28, 2018
Property Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0043921525
Book / Page	004392 / 001525
Instrument Date	Dec 21, 2018
Instrument	2672554
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24239 JOLLY ROGER BLVD PUNTA GORDA FL 339551755, PUNTA GORDA, FL 33955-1755

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 5, 2018
Property Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0043851245
Book / Page	004385 / 001245
Instrument Date	Nov 30, 2018
Instrument	2666818
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2018
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 E HENRY ST PUNTA GORDA FL 339506015, PUNTA GORDA, FL 33950-6015

Mortgage

Document Number	43851247
Date	Dec 5, 2018
Book Page	004385/001247
Instrument	2666819

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

December 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 21, 2018
Property Address	405 E HENRY ST, PUNTA GORDA, FL 33950-6015
Document Number	0043902036
Book / Page	004390 / 002036
Instrument Date	Nov 30, 2018
Instrument	2671269
Record Updated	Jan 8, 2019
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 E HENRY ST PUNTA GORDA FL 339506015, PUNTA GORDA, FL 33950-6015

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 (+0.13%)	$276,449 (+25.05%) Land $12,346 Building $264,103	$276,449 (+10.31%) Land $12,346 Building $264,103
2024	$4,495.00 (+4.24%)
2023	$4,312.00 (+12.88%)	$221,063 (-14.44%)	$250,607 (-3.01%) Land $16,600 Building $234,007
2022	$3,820.00	$258,382 Land $10,583 Building $247,799	$258,382 Land $10,583 Building $247,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
ALTIUS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies.

Nearby Properties on E Henry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures