3835 Gardner Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3835 Gardner Ave, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 728 sqft · built 1940
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2021)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602-0009-0072-00`

Property Details

APN / Parcel Number

Primary APN	`602-0009-0072-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	364 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	117 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3835 GARDNER AVE
City	CINCINNATI
State	OH
Zip	45236-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNER AVE 40 X 117.50 PT LOT 72 THORNTON HGTS SUB
Legal Subdivision	THORNTON HEIGHTS SUB
Legal Lot Number	72
Jurisdiction	HAMILTON OH
Township / Civil Division	SILVERTON
Census Block Group	3
Census Block	3002
Census Tract	23800

Owner

Source: Hamilton County records · APN 602-0009-0072-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3835 GARDNER AVE, CINCINNATI, OH 45236-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	0000035894
Deed Book / Page	14379 / 3264
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2021
Property Address	3835 GARDNER AVE, CINCINNATI, OH 45236-3359
Document Number	0000035894
Book / Page	14379 / 3264
Map Reference	MB 36 PG 8&9
Instrument Date	Mar 17, 2021
Instrument	2021-0035894
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3835 GARDNER AVE, CINCINNATI, OH 45236-3359

Mortgage

Document Number	0000035895
Date	Mar 22, 2021
Instrument	2021-0035895

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Silverton Village
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,295.00 (+20.24%)	$61,250 (+%) Land $8,977 Building $52,273
2024	$3,572.00 (-1.9%)	$61,249 (-) Land $8,977 Building $52,272
2023	$3,641.00 (+56.33%)	$61,249 (+103.48%) Land $8,977 Building $52,272	$175,000 (+103.49%) Land $25,650 Building $149,350
2022	$2,329.00 Homeowner's exemption	$30,101 Land $6,584 Building $23,517
2020			$86,000 Land $18,810 Building $67,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 804 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.