Hamilton County property record for 3830 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 754 sqft · built 1941 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (May 2019) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0107-00 |
| Primary APN | 602-0009-0107-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 754 sqft Living Area |
| Gross Area | 1,508 sqft |
| 1st Floor Area | 754 sqft |
| Basement Area | 754 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 117 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3830 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER AVE 45 X 117.50 LOT 107 THORNTON HGTS SUB |
| Legal Subdivision | THORNTON HGTS SUB |
| Legal Lot Number | 107 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 23800 |
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3830 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on Record |
| Deed Sale | May 28, 2019 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Document Number | 201940912 |
| Deed Book / Page | 13926 / 1191 |
| Prior Transfer Date | May 20, 2019 |
| Prior Transfer Doc | 0000040912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3830 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3830 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Document Number | 0200102060 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 14267/469 |
| Instrument | 2020-0102060 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 28, 2019 |
| Property Address | 3830 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Document Number | 0000040912 |
| Book / Page | 013926 / 001191 |
| Instrument Date | May 20, 2019 |
| Instrument | 40912 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4026 SAINT JOHNS TER CINCINNATI OH 452363048, CINCINNATI, OH 45236-3048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (+19.7%) | $36,400 (-) Land $10,101 Building $26,299 | $104,000 (-) Land $28,860 Building $75,140 |
| 2024 | $2,127.00 (-1.85%) | $36,400 (-) Land $10,101 Building $26,299 | |
| 2023 | $2,167.00 (-5.21%) | $36,400 (+23.18%) Land $10,101 Building $26,299 | $104,000 (+23.18%) Land $28,860 Building $75,140 |
| 2022 | $2,286.00 Homeowner's exemption | $29,551 Land $7,406 Building $22,145 | |
| 2020 | $84,430 Land $21,160 Building $63,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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