3832 Gardner Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 3832 Gardner Ave, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 770 sqft · built 1941
Lot Size0.107 acres (4,661 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Apr 2022)
Tax Bill$4,169 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2017 Sale
Flood ZoneZone X (minimal risk)
APN602-0009-0185-00

Property Details

APN / Parcel Number

Primary APN602-0009-0185-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area770 sqft Living Area
1st Floor Area770 sqft
Basement Area770 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1941
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions117 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3832 GARDNER AVE
CityCINCINNATI
StateOH
Zip45236-3360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDNER AVE 40 X 117.50 PT LOT 108 THONRTON HGTS SUB
Legal SubdivisionTHONRTON HEIGHTS SUB
Legal Lot Number108
JurisdictionHAMILTON OH
Township / Civil DivisionSILVERTON
Census Block Group3
Census Block3001
Census Tract23800

Owner

3832 Gardner Ave is owned and occupied by an individual who bought it in April 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address3832 GARDNER AVE, CINCINNATI, OH 45236-3360
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Fiduciary Deed, Transfer · Conventional Mortgage
PRIMELENDING
Jun 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2022 · Amount on File
Deed SaleApr 26, 2022 · Amount on File
Prior SaleJun 28, 2017 · Amount on File
Deed Document Number0000042264
Deed Book / Page14654 / 2177
Record UpdatedJun 8, 2026

April 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateApr 26, 2022
Property Address3832 GARDNER AVE, CINCINNATI, OH 45236-3360
Document Number0000042264
Book / Page14654 / 2177
Map ReferenceMB 36 PG 8&9
Instrument DateApr 20, 2022
Instrument2022-0042264
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3832 GARDNER AVE, CINCINNATI, OH 45236-3360

Mortgage

Document Number0000042265
DateApr 26, 2022
Instrument2022-0042265
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 28, 2017
Property Address3832 GARDNER AVE, CINCINNATI, OH 45236-3360
Document Number0000058005
Book / Page013448 / 001242
Instrument DateJun 12, 2017
Instrument58005
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$264.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3832 GARDNER AVE CINCINNATI OH 452363360, CINCINNATI, OH 45236-3360

Tax Assessment & Valuation

The 2025 property tax bill for 3832 Gardner Ave was $4,169, up 20.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySilverton Village
Unified School DistrictDeer Park Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,169.00 (+20.28%)$59,500 (+%) Land $8,977 Building $50,523
2024$3,466.00 (-1.9%)$59,499 (-) Land $8,977 Building $50,522
2023$3,533.00 (+48.51%)$59,499 (+93.17%) Land $8,977 Building $50,522$170,000 Land $25,650 Building $144,350
2022$2,379.00 Homeowner's exemption$30,801 Land $6,584 Building $24,217
2020$88,000 Land $18,810 Building $69,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3832 Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3832 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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