Hamilton County property record for 3836 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1940 |
| Lot Size | 0.117 acres (5,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Aug 2018) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0110-00 |
| Primary APN | 602-0009-0110-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,140 sqft (0.117 acres) |
| Lot Dimensions | 117 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3836 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER 44 X 117.50 LOT 110 THORNTON HGTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 110 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 23800 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3836 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2017 |
| Deed Document Number | 0000068955 |
| Deed Book / Page | 13726 / 01246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3836 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000087051 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 14460/2834 |
| Instrument | 2021-0087051 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 7, 2018 |
| Property Address | 3836 GARDNER AVE, CINCINNATI, OH 45236-3360 |
| Document Number | 0000068955 |
| Book / Page | 13726 / 01246 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018-0068955 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000068956 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018-0068956 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,095.00 (+16.97%) | $43,267 (-) Land $9,877 Building $33,390 | |
| 2024 | $2,646.00 (-0.19%) | $43,267 (-) Land $9,877 Building $33,390 | |
| 2023 | $2,651.00 (-24.26%) | $43,267 (-1.8%) Land $9,877 Building $33,390 | $123,620 (-1.8%) Land $28,220 Building $95,400 |
| 2022 | $3,500.00 | $44,059 Land $7,242 Building $36,817 | |
| 2020 | $125,880 Land $20,690 Building $105,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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