Hamilton County property record for 3831 Gardner Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,584 sqft · built 1940 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Mar 2024) |
| Tax Bill | $4,407 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 602-0009-0074-00 |
| Primary APN | 602-0009-0074-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Attic | Attic |
| Attic Area | 514 sqft |
| Basement Area | 1,070 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 117 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 284 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3831 GARDNER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER AVE 45 X 117.50 LOT 74 THORNTON HGTS SUB |
| Legal Subdivision | THORNTON HEIGHTS SUB |
| Legal Lot Number | 74 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SILVERTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 23800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Dec 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2022 | Certificate of Transfer, Transfer |
| Aug 16, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Dec 8, 2022 · Amount on Record |
| Deed Document Number | 0000015754 |
| Deed Book / Page | 15120 / 671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 11, 2024 |
| Property Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000015754 |
| Book / Page | 15120 / 671 |
| Map Reference | MB 36 PGS AND 9 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024-0015754 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000015755 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-0015755 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000015755 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 15120/674 |
| Instrument | 2024-0015755 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 8, 2022 |
| Property Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000111965 |
| Book / Page | 14809 / 1666 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-0111965 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 14, 2022 |
| Property Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000088021 |
| Book / Page | 14751 / 2293 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-0088021 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8568 WEXFORD AVE, CINCINNATI, OH 45236-1612 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2022 |
| Property Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
| Document Number | 0000079677 |
| Book / Page | 14731 / 1772 |
| Map Reference | MB 36 PG 8&9 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-0079677 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3831 GARDNER AVE, CINCINNATI, OH 45236-3359 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Silverton Village |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,407.00 (+20.18%) | $62,836 (-) Land $10,101 Building $52,735 | |
| 2024 | $3,667.00 (-1.87%) | $62,836 (-) Land $10,101 Building $52,735 | |
| 2023 | $3,737.00 (+3.37%) | $62,836 (+41.13%) Land $10,101 Building $52,735 | $179,530 (+41.13%) Land $28,860 Building $150,670 |
| 2022 | $3,615.00 Homeowner's exemption | $44,524 Land $7,406 Building $37,118 | |
| 2020 | $127,210 Land $21,160 Building $106,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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