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3820 Indigo Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3820 Indigo Cir, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,964 sqft · built 2017
Lot Size0.159 acres (6,927 sqft)
OwnerIndividual Name on File
Last Sale$529,000 (May 2021)
Deeds & MortgagesMay 2021 Sale & Mortgage
Sep 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-8540-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-8540-9
Alternative APN
  • 00-2S-22-1269-0000-0110

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,964 sqft Heated Area
Gross Area2,613 sqft
1st Floor Area1,964 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,927 sqft (0.159 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area187 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3820 INDIGO CIR
CityDESTIN
StateFL
Zip32541-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN TRAIL EST LOT 11
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN TRAIL EST
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-589-8540-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3820 INDIGO CIR, DESTIN, FL 32541-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 24, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleSep 12, 2017
Deed Document Number3457895
Deed Book / Page3548 / 4487
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 25, 2021
Property Address3820 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0035484487
Book / Page3548 / 4487
Map ReferenceMB 12 PG 71
Instrument DateMay 21, 2021
Instrument3457895
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,703.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1504, DESTIN, FL 32540-1504

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35484488
DateMay 25, 2021
Instrument3548/4488
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateSep 12, 2017
Property Address3820 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0033171732
Book / Page003317 / 001732
Instrument DateSep 08, 2017
Instrument3159606
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 1504 DESTIN FL 325401504, DESTIN, FL 32540-1504

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 24, 2017
Property Address3820 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0032844146
Book / Page003284 / 004146
Instrument DateJan 23, 2017
Instrument3113997
Transaction TypeTransfer
Record UpdatedFeb 07, 2017

Transaction

AmountAmount Recorded
Tax$511.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1504 DESTIN FL 325401504, DESTIN, FL 32540-1504

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$518,151 (+5.99%)$521,293 (+2.29%) Land $124,786 Building $396,507
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$488,882$509,604 Land $113,225 Building $396,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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