3812 Indigo Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3812 Indigo Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 2021
Lot Size0.172 acres (7,504 sqft)
OwnerIndividual Name on File
Last Sale$679,000 (Jan 2022)
Tax Bill$7,402 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-8536-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-8536-7
Alternative APNs
  • 00-2S-22-1269-0000-0070
  • 22S200126900000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,700 sqft Living Area
Gross Area3,519 sqft
1st Floor Area2,700 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area7,504 sqft (0.172 acres)
Garage TypeAttached
Garage Area559 sqft
PorchFinished/Open Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3812 INDIGO CIR
CityDESTIN
StateFL
Zip32541-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN TRAIL EST LOT 7
Legal SubdivisionINDIAN TRAIL EST
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-589-8536-7

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address238 CREWILLA DR NW, FORT WALTON BEACH, FL 32548-3906
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Commercial Mortgage
J A PARKER FAMILY PARTNERSHIP
Jan 20, 2022Warranty Deed, Transfer
MEAD LAW AND TITLE, MEAD LAW & TITLE
Oct 07, 2021Quit Claim Deed, Subdivision Related Transfer
Quitclaim
Feb 28, 2020Warranty Deed, Transfer · Line of Credit
THE FIRST ANBA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Deed Document Number20223520973
Deed Book / Page3599 / 3463
Prior Transfer DateJan 18, 2022
Prior Transfer Doc0035993463
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3812 INDIGO CIR, DESTIN, FL 32541-2001
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 INDIGO CIR, DESTIN, FL 32541-2001

Mortgage

Document Number0035880736
DateNov 18, 2021
Book Page3588/736
Instrument3506604
Lender
NameJ A PARKER FAMILY PARTNERSHIP
TypeNon-Lending Institution
AddressVENICE, FL 34293
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueApr 09, 2022

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 20, 2022
Property Address3812 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0035993463
Book / Page3599 / 3463
Map ReferenceMB 12 PG 71
Instrument DateJan 18, 2022
Instrument3520973
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
Tax$4,753.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address4121 INDIAN TRL, 4121, DESTIN, FL 32541-4329

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 CREWILLA DR NW, FORT WALTON BEACH, FL 32548-3906

October 2021: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateOct 07, 2021
Property Address3812 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0035791204
Book / Page3579 / 1204
Map ReferenceMB 12 PG 71
Instrument DateOct 07, 2021
Instrument3495311
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3812 INDIGO CIR, 3812, DESTIN, FL 32541-2001

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 INDIGO CIR, DESTIN, FL 32541-2001

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 28, 2020
Property Address3812 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0034464836
Book / Page3446 / 4836
Map ReferenceMB 12 PG 71
Instrument DateFeb 21, 2020
Instrument3340966
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1728 WREN WAY, 1728, NICEVILLE, FL 32578-7102

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 MAIN ST UNIT 1504, 1504, DESTIN, FL 32540-7762

Mortgage

Document Number0034464838
DateFeb 28, 2020
Instrument3446/4838
Lender
NameTHE FIRST ANBA
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,402.00 (+1.68%)$625,021 (+2.56%) Land $124,786 Building $500,235$625,021 (+2.56%) Land $124,786 Building $500,235
2023$7,280.00 (+6.32%)$609,440 (+7.25%) Land $113,225 Building $496,215$609,440 (+7.25%) Land $113,225 Building $496,215
2022$6,847.00$568,217 Land $102,932 Building $465,285$568,217 Land $102,932 Building $465,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Indigo Cir

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