Okaloosa County property record for 3818 Indigo Cir, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,170 sqft Heated Area |
| Lot Size | 7,504 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $424,000 (2020) |
| Tax Bill | $5,028.00 (2025) |
Source: Okaloosa County records · APN C56-000-589-8539-1
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3818 INDIGO CIR, DESTIN, FL 32541-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Jun 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on Record |
| Deed Sale | Jun 23, 2020 · Amount on Record |
| Deed Doc Number | 3367628 |
| Deed Book / Page | 3470 / 2866 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3818 INDIGO CIR, DESTIN, FL 32541-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034024744 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 3402/4744 |
| Instrument | 3283056 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 23, 2020 |
| Property Address | 3818 INDIGO CIR, DESTIN, FL 32541-2001 |
| Document Number | 0034702866 |
| Book / Page | 003470 / 002866 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 3367628 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,968.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3818 INDIGO CIR DESTIN FL 325412001, DESTIN, FL 32541-2001 |
| Document Number | 34702868 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 003470/002868 |
| Instrument | 3367629 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,028.00 (+5.52%) Homeowner's exemption | $463,631 (+5.99%) | $569,272 (+1.58%) Land $124,786 Building $444,486 |
| 2023 | $4,765.00 (+2.39%) Homeowner's exemption | $437,442 (+3%) | $560,409 (+7.1%) Land $113,225 Building $447,184 |
| 2022 | $4,654.00 Homeowner's exemption | $424,701 | $523,264 Land $102,932 Building $420,332 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C56-000-589-8539-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,170 sqft Heated Area |
| Gross Area | 3,310 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 7,504 sqft (0.172 acres) |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Porch | Open Porch |
| Porch Area | 564 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 3818 INDIGO CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL EST LOT 10 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN TRAIL EST |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
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