Okaloosa County property record for 3816 Indigo Cir, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,859 sqft · built 1993 |
| Lot Size | 0.172 acres (7,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Oct 2024) |
| Tax Bill | $4,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8538-3 |
| Primary APN | C56-000-589-8538-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,859 sqft Heated Area |
| Gross Area | 2,681 sqft |
| 1st Floor Area | 1,859 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,504 sqft (0.172 acres) |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3816 INDIGO CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL EST LOT 9 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN TRAIL EST |
| Legal Lot Number | 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
Source: Okaloosa County records · APN C56-000-589-8538-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 257 MOONLIT WAY, DESTIN, FL 32541-4800 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2024 · Amount on Record |
| Deed Sale | Oct 04, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2006 |
| Deed Document Number | 3714828 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,257.00 (-6.81%) | $359,438 (-12.48%) Land $124,786 Building $234,652 | $359,438 (-12.48%) Land $124,786 Building $234,652 |
| 2023 | $4,568.00 (+7.71%) | $410,712 (+7.46%) Land $113,225 Building $297,487 | $410,712 (+7.46%) Land $113,225 Building $297,487 |
| 2022 | $4,241.00 | $382,209 Land $102,932 Building $279,277 | $382,209 Land $102,932 Building $279,277 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 156 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured 102 under condo master policies |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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