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3826 Indigo Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3826 Indigo Cir, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,108 sqft · built 1997
Lot Size0.172 acres (7,504 sqft)
OwnerCompany Name on File
Tax Bill$5,534 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-8543-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-8543-3
Alternative APN
  • 00-2S-22-1269-0000-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,108 sqft Heated Area
Gross Area2,771 sqft
1st Floor Area2,108 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,504 sqft (0.172 acres)
Garage TypeFinished
Garage Area506 sqft
PorchOpen Porch
Porch Area41 sqft
Patio Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3826 INDIGO CIR
CityDESTIN
StateFL
Zip32541-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN TRAIL EST LOT 14
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN TRAIL EST
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-589-8543-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3820 INDIAN TRL, DESTIN, FL 32541-1800
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2023
Deed SaleSep 14, 2023
Prior SaleMay 09, 2002
Deed Document Number3647142
Deed Book / Page3691 / 3654
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 14, 2023
Property Address3826 INDIGO CIR, DESTIN, FL 32541-2001
Document Number0036913654
Book / Page3691 / 3654
Map ReferenceMB 12 PG 71
Instrument DateSep 11, 2023
Instrument3647142
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3820 INDIAN TRL, DESTIN, FL 32541-1800

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 INDIAN TRL, DESTIN, FL 32541-1800

Mortgage

Document Number0036913657
DateSep 14, 2023
Instrument3691/3657
Lender
NameBPL MORTGAGE TRUST LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,534.00 (+1.95%)$467,267 (+2.83%) Land $124,786 Building $342,481$467,267 (+2.83%) Land $124,786 Building $342,481
2023$5,428.00 (+21.7%)$454,388 (+13.04%) Land $113,225 Building $341,163$454,388 (+13.04%) Land $113,225 Building $341,163
2022$4,460.00$401,986 Land $102,932 Building $299,054$401,986 Land $102,932 Building $299,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 156 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
102 under condo master policies
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021, other causes
Claims By Storm
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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