Clay County property record for 3818 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 2018 |
| Lot Size | 0.184 acres (8,058 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Oct 2018) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-007-56 |
| Primary APN | 36-04-24-005924-007-56 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,856 sqft Heated Area |
| Gross Area | 2,366 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,058 sqft (0.184 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3818 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 356 AZALEA RIDGE UNIT 4 ASREC O R 4137 PG 115 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RDG |
| Legal Lot Number | 356 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
3818 Bronco Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3818 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Oct 31, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 2018057199 |
| Deed Book / Page | 4137 / 0115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3818 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3818 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0045260744 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 4526/744 |
| Instrument | 2021067371 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 3818 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0041370115 |
| Book / Page | 004137 / 000115 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 57199 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 8, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3818 BRONCO RD MIDDLEBURG FL 320688820, MIDDLEBURG, FL 32068-8820 |
| Document Number | 41370116 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 004137/000116 |
| Instrument | 57200 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2048 |
The 2025 property tax bill for 3818 Bronco Rd was $2,753 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 Homeowner's exemption | $220,665 | $292,095 Land $50,000 Building $242,095 |
| 2023 | $3,956.00 (+8.26%) Homeowner's exemption | $208,201 (+3%) | $304,920 (+8.74%) Land $50,000 Building $254,920 |
| 2022 | $3,654.00 Homeowner's exemption | $202,137 | $280,409 Land $40,000 Building $240,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3818 Bronco Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3818 Bronco Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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