Clay County property record for 3825 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,556 sqft · built 2019 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,823 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-009-40 |
| Primary APN | 36-04-24-005924-009-40 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,068 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3825 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 540 AZALEA RIDGE UNIT 4 AS REC OR 4681 PG 1149 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT 4 |
| Legal Lot Number | 540 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
Source: Clay County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 11, 2023 | Warranty Deed, Transfer · VA Mortgage GREAT WESTERN FINANCIAL SERVICES IN |
| Mar 30, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 |
| Deed Sale | Jan 11, 2023 |
| Prior Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 20231633 |
| Deed Book / Page | 4681 / 1149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 11, 2023 |
| Property Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Document Number | 0046811149 |
| Book / Page | 4681 / 1149 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023001633 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3836 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Name | Verified Name |
|---|---|
| Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Document Number | 0046811151 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 4681/1151 |
| Name | GREAT WESTERN FINANCIAL SERVICES IN |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Document Number | 0045891403 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 4589/1403 |
| Instrument | 2022020373 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043980966 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 4398/966 |
| Instrument | 2021000622 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Document Number | 0041751488 |
| Book / Page | 4175 / 1488 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019014825 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE #800800, 4220, SAINT JOHNS, FL 32259 |
| Name | Verified Name |
|---|---|
| Address | 3825 BRONCO RD, MIDDLEBURG, FL 32068-8821 |
| Document Number | 2019014826 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019014826 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,823.00 (-2.05%) | $381,813 (-3.99%) Land $50,000 Building $331,813 | $381,813 (-3.99%) Land $50,000 Building $331,813 |
| 2024 | $5,945.00 (-17.94%) | ||
| 2023 | $7,245.00 (+59.23%) | $397,677 (+46.12%) Land $50,000 Building $347,677 | $397,677 (+8.05%) Land $50,000 Building $347,677 |
| 2022 | $4,550.00 Homeowner's exemption | $272,162 | $368,042 Land $40,000 Building $328,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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