Clay County property record for 3806 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 2018 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-007-58 |
| Primary APN | 36-04-24-005924-007-58 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,369 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 45 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3806 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 358 AZALEA RIDGE UNIT 4 AS REC OR 4138 PG 36, 4819 PG 1810, 4870 PG 2087 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT 4 |
| Legal Lot Number | 358 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
3806 Bronco Rd is owned and occupied by an individual who acquired it in October 2024.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Aug 12, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Nov 2, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2024 |
| Deed Sale | Oct 28, 2024 |
| Prior Sale | Nov 2, 2018 · Amount on File |
| Deed Document Number | 202449661 |
| Deed Book / Page | 4870 / 2087 |
| Prior Transfer Date | Oct 5, 2024 |
| Prior Transfer Doc | 0048702087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0047331592 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 4733/1592 |
| Instrument | 2023032270 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | ARDARA, PA 15615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0043920933 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 4392/933 |
| Instrument | 2020067261 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0042250800 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3806 BRONCO RD MIDDLEBURG FL 320688820, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0042250800 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 004225/000800 |
| Instrument | 45805 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0041380036 |
| Book / Page | 4138 / 0036 |
| Map Reference | MB59 PG44-59 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018057727 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 3806 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 2018057728 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 2018057728 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 3806 Bronco Rd was $1,654, up 5.4% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,654.00 (+5.42%) | $158,592 | $276,547 Land $50,000 Building $226,547 |
| 2024 | $1,569.00 (-46.16%) | ||
| 2023 | $2,914.00 (+7.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $149,634 (+3%) | $288,561 (+8.89%) Land $50,000 Building $238,561 |
| 2022 | $2,705.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $145,276 | $265,000 Land $40,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3806 Bronco Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3806 Bronco Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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