Clay County property record for 3822 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,424 sqft · built 2019 |
| Lot Size | 0.185 acres (8,058 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,575 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-007-55 |
| Primary APN | 36-04-24-005924-007-55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,023 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,058 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3822 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 355 AZALEA RIDGE UNIT 4 AS REC OR 4712 PG 447 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT 4 |
| Legal Lot Number | 355 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| Jun 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| May 19, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| May 1, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 |
| Deed Sale | Apr 20, 2023 |
| Prior Sale | Jun 10, 2021 · Amount on Record |
| Deed Document Number | 202318863 |
| Deed Book / Page | 4712 / 447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 20, 2023 |
| Property Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0047120447 |
| Book / Page | 4712 / 447 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023018863 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 COUNTY ROAD 191, IUKA, MS 38852-7162 |
| Name | Verified Name |
|---|---|
| Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0004712449 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 4712/449 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 10, 2021 |
| Property Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0044671400 |
| Book / Page | 4467 / 1400 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021036053 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 BENDIX RD, 221, VIRGINIA BEACH, VA 23452-1291 |
| Name | Verified Name |
|---|---|
| Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0044671402 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4467/1402 |
| Instrument | 2021036054 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0043090272 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 4309/272 |
| Instrument | 2020024535 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 80607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 1, 2019 |
| Property Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0041870850 |
| Book / Page | 4187 / 0850 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019022143 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,697.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 3822 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 2019022144 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019022144 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,575.00 (-2.02%) | $365,562 (+11.28%) Land $50,000 Building $315,562 | $365,562 (-3.94%) Land $50,000 Building $315,562 |
| 2024 | $5,690.00 (-1.59%) | ||
| 2023 | $5,782.00 (+6.46%) Homeowner's exemption | $328,513 (+3%) | $380,543 (+8.18%) Land $50,000 Building $330,543 |
| 2022 | $5,431.00 Homeowner's exemption | $318,945 | $351,754 Land $40,000 Building $311,754 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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