Clay County property record for 3812 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,556 sqft · built 2019 |
| Lot Size | 0.185 acres (8,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (May 2026) |
| Tax Bill | $5,770 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-007-57 |
| Primary APN | 36-04-24-005924-007-57 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,068 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,058 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3812 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 357 AZALEA RIDGE UNIT 4 AS REC OR 4175 PG 223 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT 4 |
| Legal Lot Number | 357 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
3812 Bronco Rd is owned and occupied by an individual who bought it in May 2026.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3812 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC MORTGAGE CORPORATION |
| Mar 25, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | Mar 25, 2019 · Amount on File |
| Deed Document Number | 202621520 |
| Deed Book / Page | 5041 / 1078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 4, 2026 |
| Property Address | 3812 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0050411078 |
| Book / Page | 5041 / 1078 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.21520 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275,730.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3812 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0000021521, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..21521 |
| Name | ATLANTIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 3812 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0041760223 |
| Book / Page | 004176 / 000223 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 14424 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,742.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3812 BRONCO RD MIDDLEBURG FL 320688820, MIDDLEBURG, FL 32068-8820 |
| Document Number | 41760224 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 004176/000224 |
| Instrument | 14425 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2049 |
The 2025 property tax bill for 3812 Bronco Rd was $5,770.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,770.00 | $378,353 Land $50,000 Building $328,353 | $378,353 Land $50,000 Building $328,353 |
| 2023 | $4,536.00 (-1.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $277,735 (+3%) | $394,104 (+8.07%) Land $50,000 Building $344,104 |
| 2022 | $4,597.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $269,646 | $364,680 Land $40,000 Building $324,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 Bronco Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3812 Bronco Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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