3806 Indigo Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3806 Indigo Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,770 sqft · built 1992
Lot Size0.188 acres (8,221 sqft)
OwnerOwner Name on File
Last Sale$186,000 (Nov 2002)
Tax Bill$2,030 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-8533-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-8533-4
Alternative APN
  • 00-2S-22-1269-0000-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,770 sqft Heated Area
Gross Area2,387 sqft
1st Floor Area1,770 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area8,221 sqft (0.188 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area155 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3806 INDIGO CIR
CityDESTIN
StateFL
Zip32541-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN TRAIL EST LOT 4
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN TRAIL EST
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3806 INDIGO CIR, DESTIN, FL 32541-2001
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2002 · Amount on Record
Deed SaleNov 21, 2002 · Amount on Record
Prior SaleJun 22, 2000 · Amount on Record
Deed Document Number1969616
Deed Book / Page2396 / 3512
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,030.00 (+6.23%) Homeowner's exemption$210,469 (+5.99%)$416,796 (+2.5%) Land $124,786 Building $292,010
2023$1,911.00 (+2.74%) Homeowner's exemption$198,580 (+3%)$406,617 (+7.24%) Land $113,225 Building $293,392
2022$1,860.00 Homeowner's exemption$192,796$379,183 Land $102,932 Building $276,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Indigo Cir

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