3805 Indigo Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 3805 Indigo Cir, Destin, FL 32541 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage2,047 sqft Living Area
Lot Size8,858 sqft (0.203 acres)
GarageAttached, 528 sqft
Last Sale$560,000 (2026)
Tax Bill$5,413.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-8556-5
Alternative APNs
  • 00-2S-22-1269-0000-0270
  • 22S200126900000270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,047 sqft Living Area
Gross Area2,864 sqft Gross Area
1st Floor2,047 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area8,858 sqft (0.203 acres)
Garage TypeAttached Garage
Garage Area528 sqft Garage
Porch Area289 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3805 INDIGO CIR
CityDESTIN
StateFL
Zip32541-2042
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN TRAIL EST LOT 27
Legal SubdivisionINDIAN TRAIL EST
Legal Lot Number27
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1017
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-589-8556-5

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address134 VIRGINIA DR NW, FORT WALTON BEACH, FL 32548-4156
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE MORTGAGE
Oct 19, 2023Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleOct 19, 2023 · Amount on Record
Deed Doc Number20263830768
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 31, 2026
Property Address3805 INDIGO CIR, DESTIN, FL 32541-2042
Document Number0003830768
Instrument DateJul 30, 2026
Instrument20263830768
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$395,920.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 VIRGINIA DR NW, FORT WALTON BEACH, FL 32548-4156

Mortgage

Document Number0003830769,
DateJul 31, 2026
Instrument20263830769
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.47%
Max Rate-1%

October 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOKALOOSA FL
Recording DateOct 19, 2023
Property Address3805 INDIGO CIR, DESTIN, FL 32541-2042
Document Number0003652973
Map ReferenceMB 12 PG 71
Instrument DateOct 19, 2023
Instrument3652973
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24 OAKLAND DR, NEWPORT NEWS, VA 23601-3623

Transferred To (Grantee/Buyer)

NameVerified Name
Address364 BEAL PKWY N, FORT WALTON BEACH, FL 32548-3924

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,413.00 (-9.83%)$457,053 (-9.06%) Land $124,786 Building $332,267$457,053 (-9.06%) Land $124,786 Building $332,267
2023$6,003.00 (+6.34%)$502,585 (+7.29%) Land $113,225 Building $389,360$502,585 (+7.29%) Land $113,225 Building $389,360
2022$5,645.00$468,441 Land $102,932 Building $365,509$468,441 Land $102,932 Building $365,509

Flood & Wildfire

3805 Indigo Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Indigo Cir

Nearby Streets

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