St. Johns County property record for 381 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,154 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Aug 2020) |
| Tax Bill | $6,360 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0850 |
| Primary APN | 028687-0850 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,854 sqft |
| 1st Floor Area | 2,154 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 202 sqft |
| Patio Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 381 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 85 OR5008/1193 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 85 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028687-0850
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 22, 2017 | Warranty Deed, Transfer · FHA Mortgage RPM LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2020 · Amount on Record |
| Deed Sale | Aug 05, 2020 · Amount on Record |
| Prior Sale | Aug 22, 2017 · Amount on Record |
| Deed Document Number | 202064367 |
| Deed Book / Page | 5008 / 1193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 05, 2020 |
| Property Address | 381 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 0050081193 |
| Book / Page | 5008 / 1193 |
| Map Reference | MB 58 PG 99 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020064367 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3667, SAINT AUGUSTINE, FL 32085-3667 |
| Name | Verified Name |
|---|---|
| Address | 381 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 50081195 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 5008/1195 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 22, 2017 |
| Property Address | 381 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 0044241449 |
| Book / Page | 4424 / 1449 |
| Map Reference | MB58 PG99-106 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017058155 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 357 N BELLAGIO DR, 357, SAINT AUGUSTINE, FL 32092-3478 |
| Name | Verified Name |
|---|---|
| Address | 381 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 2017058156 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017058156 |
| Name | RPM LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,674 (+2.7%) | $375,563 (-7.12%) Land $110,000 Building $265,563 | |
| 2025 | $6,360.00 (+9.17%) Homeowner's exemption | $303,480 (+2.9%) | $404,353 (-1.74%) Land $110,000 Building $294,353 |
| 2024 | $5,826.00 (+4.48%) Homeowner's exemption | $294,927 (+3%) | $411,516 (+0.08%) Land $105,000 Building $306,516 |
| 2023 | $5,576.00 (+3.34%) Homeowner's exemption | $286,337 (+3%) | $411,195 (+9.79%) Land $89,600 Building $321,595 |
| 2022 | $5,396.00 Homeowner's exemption | $277,997 | $374,515 Land $89,600 Building $284,915 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 15 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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