St. Johns County property record for 369 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,794 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $429,000 (Mar 2023) |
| Tax Bill | $6,528 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0820 |
| Primary APN | 028687-0820 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,794 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 369 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 82 OR5722/1660 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 369 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER HM MTG LLC |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage SHELTER LNDG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 202318597 |
| Deed Book / Page | 5722 / 1660 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 369 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 0057221660 |
| Book / Page | 5722 / 1660 |
| Map Reference | MB 58 PG 99 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023018597 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 134 OAK KNOLL CT, ST AUGUSTINE, FL 32092-3300 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 369 PALAZZO CIR, ST AUGUSTINE, FL 32092-4511 |
| Document Number | 0057221662 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 5722/1662 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 369 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 0049530528 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 369 PALAZZO CIR ST AUGUSTINE FL 320924511, ST AUGUSTINE, FL 32092-4511 |
| Document Number | 0049530528 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 004953/000528 |
| Instrument | 41528 |
| Name | SHELTER HM MTG LLC |
|---|---|
| Address | NORCROSS, GA 30093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 26, 2018 |
| Property Address | 369 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4511 |
| Document Number | 0045370523 |
| Book / Page | 004537 / 000523 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 28145 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 369 PALAZZO CIR ST AUGUSTINE FL 320924511, ST AUGUSTINE, FL 32092-4511 |
| Document Number | 45370525 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 004537/000525 |
| Instrument | 28146 |
| Name | SHELTER LNDG SVCS |
|---|---|
| Address | BROWN DEER, WI 53209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,359 (+2.7%) | $335,089 (-4.8%) Land $110,000 Building $225,089 | |
| 2025 | $6,528.00 (+7.9%) Homeowner's exemption | $260,330 (+2.9%) | $352,002 (-1.77%) Land $110,000 Building $242,002 |
| 2024 | $6,050.00 (+11.25%) Homeowner's exemption | $252,993 (+16.9%) | $358,357 (+0.45%) Land $105,000 Building $253,357 |
| 2023 | $5,438.00 (+3.05%) Homeowner's exemption | $216,426 (+3%) | $356,757 (+9.74%) Land $89,600 Building $267,157 |
| 2022 | $5,277.00 Homeowner's exemption | $210,122 | $325,093 Land $89,600 Building $235,493 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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