St. Johns County property record for 380 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,794 sqft · built 2014 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Jan 2022) |
| Tax Bill | $6,314 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-1010 |
| Primary APN | 028687-1010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,794 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 380 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 101 OR5467/943 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 11, 2022 | Warranty Deed, Transfer LANDMARK TITLE |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 20223915 |
| Deed Book / Page | 5467 / 943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 0054670943 |
| Book / Page | 5467 / 943 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022003915 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1085 MOUNTAIN SHADOW W, FAYETTEVILLE, PA 17222-9353 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048091098 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 4809/1098 |
| Instrument | 2019074777 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 0045560756 |
| Book / Page | 4556 / 0756 |
| Map Reference | MB58 PG99-106 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018038053 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITEL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4575 WOLFE RD, 4575, SAINT AUGUSTINE, FL 32092-0641 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 380 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 2018038054 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 2018038054 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,990 (-4.75%) Land $110,000 Building $229,990 | $339,990 (-4.75%) Land $110,000 Building $229,990 | |
| 2025 | $6,314.00 (-15.1%) Homeowner's exemption | $356,954 (-1.84%) | $356,954 (-1.84%) Land $110,000 Building $246,954 |
| 2024 | $7,437.00 (+2.75%) Homeowner's exemption | $363,633 (+1.52%) | $363,633 (+1.52%) Land $105,000 Building $258,633 |
| 2023 | $7,238.00 (-0.84%) Homeowner's exemption | $358,181 (+8.93%) | $358,181 (+8.93%) Land $89,600 Building $268,581 |
| 2022 | $7,299.00 | $328,815 | $328,815 Land $89,600 Building $239,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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