405 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 405 Palazzo Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage2,082 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$405,500 (2021)
Tax Bill$8,329.00 (2025)

Property Details

APN / Parcel Number

Primary APN028687-0910

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,082 sqft Living Area
Gross Area2,623 sqft Gross Area
1st Floor2,082 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area354 sqft Patio
Porch Area258 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description58/99-106 MURABELLA UNIT 5 LOT 91 OR5398/1229
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number91
Legal Unit5
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1011
Census Tract20906

Owner

Source: St. Johns County records · APN 028687-0910

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Jun 02, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleDec 02, 2014 · Amount on Record
Deed Doc Number2021114328
Deed Book / Page5398 / 1229
Prior Transfer DateMay 01, 2020
Prior Transfer Doc0049540561
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 20, 2021
Property Address405 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514
Document Number0053981229
Book / Page5398 / 1229
Map ReferenceMB 58 PG 99-106
Instrument DateOct 15, 2021
Instrument2021114328
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,838.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1214 SW 18TH AVE, CAPE CORAL, FL 33991-2345

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514

Mortgage

Document Number0053981231
DateOct 20, 2021
Instrument5398/1231
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 02, 2020
Property Address405 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514
Document Number0049540561
Book / Page4954 / 561
Map ReferenceMB 58 PG 99-106
Instrument DateMay 01, 2020
Instrument2020041942
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyVYLLA LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 PALAZZO CIR, 405, SAINT AUGUSTINE, FL 32092-4514

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4514

Mortgage

Document Number4954564
DateJun 02, 2020
Instrument4954/564
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2040

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$370,610 (-5.94%) Land $110,000 Building $260,610$370,610 (-5.94%) Land $110,000 Building $260,610
2025$8,329.00 (+8.13%) Homeowner's exemption$394,002 (+2.37%)$394,002 (-2.06%) Land $110,000 Building $284,002
2024$7,703.00 (+3.62%) Homeowner's exemption$384,876 (+3%)$402,294 (+1.19%) Land $105,000 Building $297,294
2023$7,434.00 (+2.82%) Homeowner's exemption$373,666 (+3%)$397,564 (+9.59%) Land $89,600 Building $307,964
2022$7,230.00 Homeowner's exemption$362,783$362,783 Land $89,600 Building $273,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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