St. Johns County property record for 372 Palazzo Cir, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,690 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2018) |
| Tax Bill | $7,224 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-1020 |
| Primary APN | 028687-1020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,690 sqft Living Area |
| Gross Area | 3,313 sqft |
| 1st Floor Area | 2,196 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 372 PALAZZO CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 102 OR4550/1582 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 028687-1020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Document Number | 201835284 |
| Deed Book / Page | 4550 / 1582 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 0056320153 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 5632/153 |
| Instrument | 2022086874 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 0051540885 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 5154/885 |
| Instrument | 2021006022 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2018 |
| Property Address | 372 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509 |
| Document Number | 0045501582 |
| Book / Page | 004550 / 001582 |
| Instrument Date | May 16, 2018 |
| Instrument | 35284 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | WATSON TITLE SERVICES/N FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 372 PALAZZO CIR ST AUGUSTINE FL 320924509, ST AUGUSTINE, FL 32092-4509 |
| Document Number | 45501584 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 004550/001584 |
| Instrument | 35285 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,412 (+2.7%) | $448,267 (-2%) Land $110,000 Building $338,267 | |
| 2025 | $7,224.00 (+8.16%) Homeowner's exemption | $311,988 (+2.9%) | $457,432 (-2.53%) Land $110,000 Building $347,432 |
| 2024 | $6,679.00 (+3.92%) Homeowner's exemption | $303,195 (+3%) | $469,313 (-0.55%) Land $105,000 Building $364,313 |
| 2023 | $6,427.00 (+2.91%) Homeowner's exemption | $294,364 (+3%) | $471,917 (+10.62%) Land $89,600 Building $382,317 |
| 2022 | $6,245.00 Homeowner's exemption | $285,790 | $426,614 Land $89,600 Building $337,014 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 62 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force 55 of 62 on primary residences |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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