Hamilton County property record for 3809 Bear Ln, Cleves, OH 45002 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,640 sqft · built 2008 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,000 (Nov 2009) |
| Tax Bill | $6,931 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0160-0237-00 |
| Primary APN | 570-0160-0237-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 4,406 sqft |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,338 sqft |
| Basement Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,456 sqft (0.263 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 479 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3809 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEAR LANE 0.263 AC LOT 195 INDIAN WALK SUB PHASE II BLK B |
| Legal Subdivision | INDIAN WALK SUB PHASE II |
| Legal Block | B |
| Legal Lot Number | 195 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0237-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 09, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2009 · Amount on Record |
| Deed Sale | Nov 19, 2009 · Amount on Record |
| Prior Sale | Sep 22, 2005 · Amount on Record |
| Deed Document Number | 2009153874 |
| Deed Book / Page | 11288 / 1920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Document Number | 0000050325 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 14402/131 |
| Instrument | 2021-0050325 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000038762 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 14384/1027 |
| Instrument | 2021-0038762 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3809 REAR LN, CLEVES, OH 45002 |
| Document Number | 0000061515 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 14991/104 |
| Instrument | 2023-0061515 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3809 BEAR LN, CLEVES, OH 45002-1415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000065952 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | 13977/02083 |
| Instrument | 2019-0065952 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,931.00 (+12.19%) | $128,132 (-) Land $22,610 Building $105,522 | $366,090 (-) Land $64,600 Building $301,490 |
| 2024 | $6,178.00 (+3.38%) | $128,132 (-) Land $22,610 Building $105,522 | |
| 2023 | $5,976.00 (-3.54%) | $128,132 (+23.24%) Land $22,610 Building $105,522 | $366,090 (+23.24%) Land $64,600 Building $301,490 |
| 2022 | $6,195.00 Homeowner's exemption | $103,968 Land $38,826 Building $65,142 | |
| 2020 | $297,050 Land $110,930 Building $186,120 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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