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3828 Bear Ln, Cleves, OH 45002 Property Records

Hamilton County property record for 3828 Bear Ln, Cleves, OH 45002 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,637 sqft · built 2005
Lot Size0.376 acres (16,379 sqft)
Owner2 Individual Names on File
Last Sale$264,900 (Jul 2015)
Tax Bill$6,520 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN570-0160-0273-00

Property Details

APN / Parcel Number

Primary APN570-0160-0273-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,637 sqft Living Area
1st Floor Area1,293 sqft
2nd Floor Area1,344 sqft
Basement Area1,293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area16,379 sqft (0.376 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area28 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3828 BEAR LN
CityCLEVES
StateOH
Zip45002-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEAR LN 0.376 AC LOT 226-A INDIAN WALK SUBPHASE II BLK B SECTION I
Legal SubdivisionA INDIAN WALK SUB
Legal Phase2
Legal BlockB
Legal Lot Number226-A
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group4
Census Block4000
Census Tract20403

Owner

Source: Hamilton County records · APN 570-0160-0273-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3828 BEAR LN, CLEVES, OH 45002-1414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
RIVER CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2015 · Amount on Record
Deed SaleJul 01, 2015 · Amount on Record
Deed Document Number349038
Deed Book / Page012933 / 001399
Last Transfer DateJul 07, 2015
Transfer Doc0000069933
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3828 BEAR LN, CLEVES, OH 45002-1414
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3828 BEAR LN, CLEVES, OH 45002-1414

Mortgage

Document Number0000012060
DateFeb 23, 2024
Book Page15109/927
Instrument2024-0012060
Lender
NamePNC BANK NA
TypeBank
Address222 DELAWARE AVE, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 17, 2064
Interest
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3828 BEAR LN, CLEVES, OH 45002-1414
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146564
DateDec 07, 2021
Book Page14558/593
Instrument2021-0146564
Lender
NameRIVER CITY MORTGAGE LLC
TypeMortgage Company
AddressCINCINNATI, OH 45242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,520.00 (+12.16%)$120,278 (-) Land $22,610 Building $97,668
2024$5,813.00 (+3.6%)$120,278 (-) Land $22,610 Building $97,668
2023$5,611.00 (-1.42%)$120,278 (+25.95%) Land $22,610 Building $97,668$343,650 (+25.95%) Land $64,600 Building $279,050
2022$5,692.00 Homeowner's exemption$95,498 Land $18,638 Building $76,860
2020$272,850 Land $53,250 Building $219,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610204034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1978–2005)
Claims Outside the SFHA2 of 8
Most Recent ClaimJan 2005, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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