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3804 Bear Ln, Cleves, OH 45002 Property Records

Hamilton County property record for 3804 Bear Ln, Cleves, OH 45002 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,562 sqft · built 2004
Lot Size0.321 acres (13,983 sqft)
Owner2 Individual Names on File
Last Sale$319,200 (Apr 2004)
Tax Bill$6,670 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN570-0160-0242-00

Property Details

APN / Parcel Number

Primary APN570-0160-0242-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,562 sqft Living Area
1st Floor Area1,548 sqft
2nd Floor Area1,014 sqft
Basement Area1,548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area13,983 sqft (0.321 acres)
Garage TypeAttached
Garage Area454 sqft
Parking Spaces2 Parking Spaces
Patio Area871 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3804 BEAR LN
CityCLEVES
StateOH
Zip45002-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEAR LANE 0.321 AC LOT 200 INDIAN WALK SUB PHASE II BLK B
Legal SubdivisionINDIAN WALK SUB
Legal Phase2
Legal BlockB
Legal Lot Number200
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group4
Census Block4000
Census Tract20403

Owner

Source: Hamilton County records · APN 570-0160-0242-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3804 BEAR LN, CLEVES, OH 45002-1414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2017Deed of Trust, Mortgage · Line of Credit
MAINSOURCE BANK
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2004 · Amount on Record
Deed SaleApr 05, 2004 · Amount on Record
Prior SaleNov 17, 2003 · Amount on Record
Deed Document Number13649
Deed Book / Page9578 / 01473
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3804 BEAR LN, CLEVES, OH 45002-1414
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006028
DateAug 21, 2017
Instrument17-0076028
Lender
NameMAINSOURCE BANK
TypeBank
AddressGREENSBURG, IN 47240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 10, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3804 BEAR LN, CLEVES, OH 45002-1414
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011724
DateJan 27, 2021
Book Page14342/1664
Instrument2021-0011724
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,670.00 (+12.18%)$123,141 (-) Land $22,610 Building $100,531
2024$5,946.00 (+3.52%)$123,141 (-) Land $22,610 Building $100,531
2023$5,744.00 (-10.03%)$123,141 (+14.93%) Land $22,610 Building $100,531$351,830 (+14.93%) Land $64,600 Building $287,230
2022$6,384.00 Homeowner's exemption$107,142 Land $39,438 Building $67,704
2020$306,120 Land $112,680 Building $193,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610204034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1978–2005)
Claims Outside the SFHA2 of 8
Most Recent ClaimJan 2005, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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