Hamilton County property record for 3802 Bear Ln, Cleves, OH 45002 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,484 sqft Living Area |
| Lot Size | 13,199 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2014) |
| Tax Bill | $7,312.00 (2025) |
| Primary APN | 570-0160-0241-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,484 sqft Living Area |
| Gross Area | 4,406 sqft Gross Area |
| 1st Floor | 1,691 sqft 1st Floor |
| 2nd Floor | 1,059 sqft 2nd Floor |
| Basement Area | 1,656 sqft Basement |
| Finished Basement | 734 sqft Finished |
| Unfinished Basement | 922 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 13,199 sqft (0.303 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Patio Area | 445 sqft Patio |
| Porch Area | 125 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3802 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEAR LANE 0.303 AC LOT 199 INDIAN WALK SUB PHASE II BLK B |
| Legal Subdivision | INDIAN WALK SUB PHASE II |
| Legal Block | B |
| Legal Lot Number | 199 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0241-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3802 BEAR LN, CLEVES, OH 45002-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on Record |
| Deed Sale | Oct 22, 2014 · Amount on Record |
| Prior Sale | Mar 17, 2008 · Amount on Record |
| Deed Doc Number | 2014106901 |
| Deed Book / Page | 12729 / 1584 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3802 BEAR LN, CLEVES, OH 45002-1414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3802 BEAR LN, CLEVES, OH 45002-1414 |
| Document Number | 0000009092 |
|---|---|
| Date | Feb 06, 2026 |
| Book Page | 15598/497 |
| Instrument | 2026-0009092 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3802 BEAR LN, CLEVES, OH 45002-1414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009051 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 14338/1741 |
| Instrument | 2021-0009051 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Nov 01, 2040 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,312.00 (+12.22%) | $135,419 (-) Land $22,610 Building $112,809 | $386,910 (-) Land $64,600 Building $322,310 |
| 2024 | $6,516.00 (+3.18%) | $135,419 (-) Land $22,610 Building $112,809 | |
| 2023 | $6,315.00 (+9.96%) | $135,419 (+40.52%) Land $22,610 Building $112,809 | $386,910 (+40.52%) Land $64,600 Building $322,310 |
| 2022 | $5,743.00 Homeowner's exemption | $96,370 Land $38,826 Building $57,544 | |
| 2020 | $275,340 Land $110,930 Building $164,410 |
3802 Bear Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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