3808 Klette Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3808 Klette Rd, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,320 sqft · built 1988
Lot Size	4.77 acres (207,999 sqft)
Owner	Individual Name on File
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072-00-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-00-013.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Finished Area
Gross Area	2,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	207,999 sqft (4.77 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0720000013.00
Street Address	3808 KLETTE RD
City	COVINGTON
State	KY
Zip	41015-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.775 ACS NWS KLETTE RD
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	65800

Owner

Source: Kenton County records · APN 072-00-00-013.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3808 KLETTE RD, COVINGTON, KY 41015-2469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 1999
Deed Sale	Jun 22, 1999
Deed Document Number	0000024240
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3808 KLETTE RD, COVINGTON, KY 41015-2469
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3808 KLETTE RD, COVINGTON, KY 41015-2469

Mortgage

Document Number	0000002124
Date	Feb 03, 2026
Book Page	730/345
Instrument	26059000002124

Lender

Name	FIFTH THIRD BANK KENTUCKY INC
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+15.38%) Homeowner's exemption	$253,000 (+20.88%) Land $60,000 Building $193,000	$253,000 (+20.88%) Land $60,000 Building $193,000
2023	$2,055.00 Homeowner's exemption	$209,300 Land $40,000 Building $169,300	$209,300 Land $40,000 Building $169,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.