Kenton County property record for 3789 Klette Rd, Covington, KY 41015 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,736 sqft Finished Area |
| Lot Size | 410,509 sqft (9.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $337,500 (2006) |
| Tax Bill | $3,370.00 (2025) |
| Primary APN | 072-00-00-011.03 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,736 sqft Finished Area |
| Gross Area | 4,020 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 410,509 sqft (9.42 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Pool Type | In-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3789 KLETTE RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2468 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 9.4239 AC SS OF KLETTE RD |
| Legal Subdivision | PAUL NEWSONS DIV 06 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-00-011.03
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 30, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2006 · Amount on Record |
| Deed Sale | May 23, 2006 · Amount on Record |
| Deed Doc Number | 200605 23 059 00198 |
| Deed Book / Page | 1889 / 56 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 08, 2026 |
| Property Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0000009469 |
| Book / Page | 427 / 388 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20269469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0000009469, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 427/388 |
| Instrument | 20269469 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900107 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | KCM543/698 |
| Instrument | 24042505900107 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7 EASTON OVAL, COLUMBUS, OH 43219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900020 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 378/905 |
| Instrument | 22061305900020 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 04, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0000000195 |
| Book / Page | 004031 / 000074 |
| Instrument Date | Sep 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3789 KLETTE RD COVINGTON KY 410152468, COVINGTON, KY 41015-2468 |
| Document Number | 0000000195 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 004031/000074 |
| Instrument | 195 |
| Name | HUNTINGTON NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,370.00 (-6.91%) | $289,800 (+1.01%) Land $95,000 Building $194,800 | $289,800 (+1.01%) Land $95,000 Building $194,800 |
| 2023 | $3,620.00 | $286,900 Land $70,000 Building $216,900 | $286,900 Land $70,000 Building $216,900 |
3789 Klette Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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