Kenton County property record for 3735 Klette Rd, Covington, KY 41015 · Last verified July 2026
| Property Type | Other > Other Improved |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,397 sqft Finished Area |
| Lot Size | 670,693 sqft (15.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $675,000 (2021) |
| Tax Bill | $6,547.00 (2025) |
| Primary APN | 072-00-00-011.02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,397 sqft Finished Area |
| Gross Area | 3,780 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Roof Material | Composition Shingle Roof |
| Lot Area | 670,693 sqft (15.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3735 KLETTE RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2468 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | 15.3972 ACS SS KLETTE RD .45 MI SW OF MARSHALL RD |
| Legal Subdivision | PAUL NEWSONS DIV 06 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-00-011.02
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 09, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 14, 2018 | Deed of Trust, Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | May 23, 2006 · Amount on Record |
| Deed Doc Number | 20215900035 |
| Deed Book / Page | 133 / 56 |
| Prior Transfer Date | Jun 25, 2015 |
| Prior Transfer Doc | 0000000306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900107 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | KCM543/698 |
| Instrument | 24042505900107 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7 EASTON OVAL, COLUMBUS, OH 43219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3789 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900107 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | KCM 543/698 |
| Instrument | 24042505900107 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900016 |
|---|---|
| Date | Dec 09, 2024 |
| Book Page | KCM 607/985 |
| Instrument | 24120905900016 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 24, 2021 |
| Property Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900035 |
| Book / Page | 133 / 56 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 21112405900035 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3072 ARBOR DR, EDGEWOOD, KY 41017-2355 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900036 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 21112405900036 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3735 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0000000121 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3735 KLETTE RD COVINGTON KY 410152468, COVINGTON, KY 41015-2468 |
| Document Number | 0000000121 |
|---|---|
| Date | Oct 09, 2018 |
| Book Page | 0I4177/000133 |
| Instrument | 121 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 08, 2048 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,547.00 (-0.52%) | $563,000 (+7.96%) Land $25,000 Building $538,000 | $563,000 (+7.96%) Land $25,000 Building $538,000 |
| 2023 | $6,581.00 | $521,500 Land $13,500 Building $508,000 | $521,500 Land $13,500 Building $508,000 |
3735 Klette Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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