3786 Klette Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3786 Klette Rd, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1980
Square Footage1,550 sqft Finished Area
Lot Size208,696 sqft (4.79 acres)
OccupancyOwner Occupied
Last Sale$80,000 (1994)
Tax Bill$1,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-00-00-012.00

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,550 sqft Finished Area
Gross Area2,228 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area208,696 sqft (4.79 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3786 KLETTE RD
CityCOVINGTON
StateKY
Zip41015-2468
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4.791 ACS NWS KLETTE RD 1/2 MI SE KY 16
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1002
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-00-012.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3786 KLETTE RD, COVINGTON, KY 41015-2468
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage
KEMBA CREDIT UNION INC
Nov 19, 2020Deed of Trust, Mortgage
KEMBA CU
Apr 19, 2017Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 1994 · Amount on Record
Deed SaleAug 26, 1994 · Amount on Record
Last Transfer DateAug 16, 2018
Transfer Doc0005900092
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3786 KLETTE RD, COVINGTON, KY 41015-2468
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3786 KLETTE RD, LATONIA, KY 41015

Mortgage

Document Number0005900008
DateSep 15, 2021
Book Page271/48
Instrument21091505900008
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
AmountAmount Recorded
Term119 Months
DueAug 01, 2031

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3786 KLETTE RD, COVINGTON, KY 41015-2468
Document Number0000000262
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyTECHNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3786 KLETTE RD COVINGTON KY 41015, COVINGTON, KY 41015

Mortgage

Document Number0000000262
DateDec 01, 2020
Book Page00M140/000070
Instrument262
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
AmountAmount Recorded
Term360 Months
DueNov 30, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3786 KLETTE RD, COVINGTON, KY 41015-2468
Document Number0000000086
Book / Page0I3929 / 000318
Instrument DateApr 19, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3786 KLETTE RD COVINGTON KY 410152468, COVINGTON, KY 41015-2468

Mortgage

Document Number0000000086
DateApr 25, 2017
Book Page0I3929/000318
Instrument86
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 24, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,978.00 (+47.94%) Homeowner's exemption$219,200 (+43.83%) Land $45,000 Building $174,200$219,200 (+43.83%) Land $45,000 Building $174,200
2023$1,337.00 Homeowner's exemption$152,400 Land $40,000 Building $112,400$152,400 Land $40,000 Building $112,400

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