Kenton County property record for 3781 Klette Rd, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,578 sqft Finished Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $221,500 (2016) |
| Tax Bill | $4,826.00 (2025) |
| Primary APN | 072-00-00-009.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,578 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3781 KLETTE RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2468 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 ACS SS KLETTE RD |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-00-009.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3781 KLETTE RD, COVINGTON, KY 41015-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Aug 26, 2015 · Amount on Record |
| Deed Doc Number | 201604 29 059 00145 |
| Deed Book / Page | 3745 / 217 |
| Prior Transfer Date | Apr 21, 2016 |
| Prior Transfer Doc | 0005900145 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3781 KLETTE RD, COVINGTON, KY 41015-2468 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3781 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900166 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | KCM 491/614 |
| Instrument | 23091305900166 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 29, 2022 |
| Property Address | 3781 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900053 |
| Book / Page | 202 / 660 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 22112905900053 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7035 GLENBURN DR, FLORENCE, KY 41042-8515 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3781 KLETTE RD, COVINGTON, KY 41015-2468 |
| Document Number | 0005900054 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 22112905900054 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,826.00 (-7.85%) | $415,000 (-) Land $40,000 Building $375,000 | $415,000 (-) Land $40,000 Building $375,000 |
| 2023 | $5,237.00 | $415,000 Land $30,000 Building $385,000 | $415,000 Land $30,000 Building $385,000 |
3781 Klette Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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