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3805 Kyle Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3805 Kyle Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 2001
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Mar 2021)
Tax Bill$4,462 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-26-30-0601-0001-1000

Property Details

APN / Parcel Number

Primary APN26-26-30-0601-0001-1000
Alternative APNs
  • 263026060100011000
  • 87988

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area1,828 sqft
1st Floor Area1,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area189 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3805 KYLE DR
CitySAINT CLOUD
StateFL
Zip34772-7032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 100
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionCROSS CREEK ESTATES PHS 2 AND 3
Legal Phase2
Legal Tract601
Legal Block1000
Legal Lot Number100
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2023
Census Tract43304

Owner

Source: Osceola County records · APN 26-26-30-0601-0001-1000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1281 S SHORE DR, SAINT CLOUD, FL 34771-9489
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Prior SaleJun 13, 2001 · Amount on Record
Deed Document Number202130679
Deed Book / Page5902 / 1479
Prior Transfer DateMar 01, 2021
Prior Transfer Doc0059021479
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2021
Property Address3805 KYLE DR, SAINT CLOUD, FL 34772-7032
Document Number0059021479
Book / Page5902 / 1479
Map ReferenceMB 11 PG 129
Instrument DateMar 01, 2021
Instrument2021030679
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3805 KYLE DR, SAINT CLOUD, FL 34772-7032

Transferred To (Grantee/Buyer)

NameVerified Name
Address3805 KYLE DR, SAINT CLOUD, FL 34772-7032
InvestorPossibly a Property Investor

Mortgage

Document Number0059021480
DateMar 02, 2021
Instrument5902/1480
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,462.00 (+0.47%)$249,100 (+91.37%) Land $65,000 Building $184,100$249,100 (+0.77%) Land $65,000 Building $184,100
2024$4,441.00 (+180.19%)
2023$1,585.00 (+4.41%) Homeowner's exemption$130,165 (+3%)$247,200 (+31.84%) Land $60,000 Building $187,200
2022$1,518.00 Homeowner's exemption$126,374$187,500 Land $55,000 Building $132,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 421 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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