Osceola County property record for 3804 Kyle Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,254 sqft Heated Area |
| Lot Size | 6,011 sqft (0.137 acres) |
| Garage | Finished, 399 sqft |
| Last Sale | $321,000 (2025) |
| Tax Bill | $4,135.00 (2025) |
| Primary APN | 87990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,254 sqft Heated Area |
| Gross Area | 1,688 sqft Gross Area |
| 1st Floor | 1,254 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Masonry Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,011 sqft (0.137 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 399 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Patio Area | 80 sqft Patio |
| Porch | Open Porch |
| Porch Area | 35 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87990 |
|---|---|
| Street Address | 3804 KYLE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Phase | 2 |
| Legal Tract | 601 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87990
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2110 TRIUMFO CIR, KISSIMMEE, FL 34744-3933 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2001 · Amount on Record |
| Deed Doc Number | 2025116803 |
| Deed Book / Page | 6851 / 2759 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2025 |
| Property Address | 3804 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0068512759 |
| Book / Page | 6851 / 2759 |
| Map Reference | MB 11 PG 129 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025116803 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,247.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13609 RIGGS WAY, WINDERMERE, FL 34786-6323 |
| Name | Verified Name |
|---|---|
| Address | 2110 TRIUMFO CIR, KISSIMMEE, FL 34744-3933 |
| Document Number | 0068512761 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 6851/2761 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0068512778 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 6851/2778 |
| Instrument | 2025116805 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3804 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052342283 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 5234/2283 |
| Instrument | 2017158175 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2032 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,135.00 (+459.54%) | $230,800 (+175.76%) Land $65,000 Building $165,800 | $230,800 (+0.17%) Land $65,000 Building $165,800 |
| 2024 | $739.00 (+4.97%) Homeowner's exemption | $83,697 (+3%) | $230,400 (+0.79%) Land $65,000 Building $165,400 |
| 2023 | $704.00 (+6.34%) Homeowner's exemption | $81,260 (+3%) | $228,600 (+31%) Land $60,000 Building $168,600 |
| 2022 | $662.00 Homeowner's exemption | $78,894 | $174,500 Land $55,000 Building $119,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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