Osceola County property record for 3810 Kyle Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 6,011 sqft (0.138 acres) |
| Garage | Attached, 220 sqft |
| Last Sale | $302,000 (2024) |
| Tax Bill | $874.00 (2024) |
| Primary APN | 26-26-30-0601-0001-1050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,089 sqft Living Area |
| Gross Area | 1,505 sqft Gross Area |
| 1st Floor | 1,089 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,011 sqft (0.138 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Porch Area | 364 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3810 KYLE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 105 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES PHS 2 AND 3 |
| Legal Phase | 2 |
| Legal Tract | 601 |
| Legal Block | 1050 |
| Legal Lot Number | 105 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0601-0001-1050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2322 BUTTERNUT CT, KISSIMMEE, FL 34744-2802 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | Jul 01, 2017 · Amount on Record |
| Deed Doc Number | 202482887 |
| Deed Book / Page | 6622 / 445 |
| Prior Transfer Date | Jul 13, 2017 |
| Prior Transfer Doc | 0051810783 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 24, 2024 |
| Property Address | 3810 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0066220445 |
| Book / Page | 6622 / 445 |
| Map Reference | MB 11 PG 129&130 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 2024082887 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,114.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2440 COSMIC RAY PL, HENDERSON, NV 89044-4455 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2322 BUTTERNUT CT, KISSIMMEE, FL 34744-2802 |
| Document Number | 2024082888 |
|---|---|
| Date | Jun 24, 2024 |
| Instrument | 2024082888 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 19, 2017 |
| Property Address | 3810 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0051810783 |
| Book / Page | 005181 / 000783 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 104707 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3810 KYLE DR ST CLOUD FL 347727031, ST CLOUD, FL 34772-7031 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,709.00 (+324.37%) | $250,100 (+182.2%) Land $65,000 Building $185,100 | $250,100 (+0.72%) Land $65,000 Building $185,100 |
| 2024 | $874.00 (+4.42%) | ||
| 2023 | $837.00 (+5.82%) Homeowner's exemption | $88,625 (+3%) | $248,300 (+31.51%) Land $60,000 Building $188,300 |
| 2022 | $791.00 Homeowner's exemption | $86,044 | $188,800 Land $55,000 Building $133,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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