Osceola County property record for 3800 Kyle Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,468 sqft Heated Area |
| Lot Size | 7,057 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2021) |
| Tax Bill | $3,349.00 (2025) |
| Primary APN | 87898 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,468 sqft Heated Area |
| Gross Area | 1,836 sqft Gross Area |
| 1st Floor | 868 sqft 1st Floor |
| Upper Floors | 600 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,057 sqft (0.162 acres) |
| Depth X Width | 120 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 252 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 49 sqft Shed |
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 116 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87898 |
|---|---|
| Street Address | 3800 KYLE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PB 10 PG 73 LOT 12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Tract | 577 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87898
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3800 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | May 04, 2017 · Amount on Record |
| Deed Doc Number | 2021039386 |
| Deed Book / Page | 5913 / 2196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 3800 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0059132196 |
| Book / Page | 5913 / 2196 |
| Map Reference | MB 10 PG 73 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021039386 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | AKW TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Name | Verified Name |
|---|---|
| Address | 1213 W POINTE VILLAS BLVD APT 201, 201, WINTER GARDEN, FL 34787-6092 |
| Document Number | 0059132198 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 5913/2198 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2017 |
| Property Address | 3800 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0051430021 |
| Book / Page | 5143 / 0021 |
| Map Reference | MB10 PG73 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017066290 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 MAIN ST203, 139, UNIONVILLE L3R 2G6 CANADA, XX |
| Name | Verified Name |
|---|---|
| Address | 3800 KYLE DR, SAINT CLOUD, FL 34772-7031 |
| Document Number | 0051430023 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 5143/0023 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,349.00 (+6.35%) Homeowner's exemption | $230,013 (+5.99%) | $281,000 (+0.39%) Land $65,000 Building $216,000 |
| 2023 | $3,149.00 (+3.69%) Homeowner's exemption | $217,021 (+3%) | $279,900 (+32.84%) Land $60,000 Building $219,900 |
| 2022 | $3,037.00 Homeowner's exemption | $210,700 Land $55,000 Building $155,700 | $210,700 Land $55,000 Building $155,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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