3809 Kyle Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3809 Kyle Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,089 sqft Living Area
Lot Size	6,011 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$18,400 (2017)
Tax Bill	$1,233.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0601-0001-0980`
Alternative APNs	`263026060100010980` `87986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,089 sqft Living Area
Gross Area	1,421 sqft Gross Area
1st Floor	1,089 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,011 sqft (0.138 acres)
Depth X Width	120 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	220 sqft Garage
Patio Area	100 sqft Patio
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3809 KYLE DR
City	SAINT CLOUD
State	FL
Zip	34772-7032
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 98
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	CROSS CREEK ESTATES PHS 2 AND 3
Legal Phase	2
Legal Tract	601
Legal Block	980
Legal Lot Number	98
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2023
Census Tract	43304

Owner

Source: Osceola County records · APN 26-26-30-0601-0001-0980

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3809 KYLE DR, SAINT CLOUD, FL 34772-7032
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Jun 12, 2001 · Amount on Record
Deed Doc Number	201757657
Deed Book / Page	5134 / 187
Prior Transfer Date	Apr 05, 2017
Prior Transfer Doc	0051340187
Record Refreshed	Jun 08, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2017
Property Address	3809 KYLE DR, SAINT CLOUD, FL 34772-7032
Document Number	0051340187
Book / Page	5134 / 0187
Map Reference	MB11 PG129-131
Instrument Date	Apr 05, 2017
Instrument	2017057657
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Amount	Amount Recorded
Tax	$128.80
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 KYLE DR, SAINT CLOUD, FL 34772-7032

Mortgage

Document Number	0051340190
Date	Apr 18, 2017
Instrument	5134/0190

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2027

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00 (+4.14%) Homeowner's exemption	$114,610 (+5.99%)	$251,600 (+0.68%) Land $65,000 Building $186,600
2024	$1,233.00 (+3.79%)
2023	$1,188.00 (+36.08%) Homeowner's exemption	$108,136 (+19.33%)	$249,900 (+39.61%) Land $60,000 Building $189,900
2022	$873.00 Homeowner's exemption	$90,618	$179,000 Land $55,000 Building $124,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.